Need an appraisal in Waukegan or Lake County?

Here are the top reasons IL homeowners use Appraisal Solutions Group:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Lake county's assessment of your property
  3. To reduce your mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Lake county or IL

Need help determining the price of your home in or near Waukegan, IL?
Contact Appraisal Solutions Group.

At Appraisal Solutions Group, we understand the special needs of a customer after appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. Being a regular homeowner that ordinarily doesn't see an appraisal on a regular basis,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value report than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At Appraisal Solutions Group, we're qualified in helping people just like you dismiss unneeded PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an appraisal from Appraisal Solutions Group is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

If your home is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Appraisal Solutions Group can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Appraisal Solutions Group can help with that too. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.